Reserve Bank of Australia (RBA) released its October 2025 today A review of financial stabilityProviding a comprehensive overview of the health and flexibility of the Australian financial system.
The review highlights that the Australian financial system is in a well -positioned position to navigate the high global uncertainty.
RBA sees the greatest dangers of financial stability coming from abroad:
- The level of high and growing public debt among major economies.
- Increased asset prices and benefit in global markets.
- Increases geographical political and operational threats.
However, the RBA finds that Australian families, businesses and banks have been well kept well for the most shock of the weather.
- Most of the households have maintained payments with mortgages and have made savings buffers.
- Many businesses have set up financial buffers.
- The Australian banks maintain high levels of capital and liquidity, and are in their position to support the economy through potential barriers.
The review also illustrates the importance of financial institutions that maintain the quality of wise loans and strengthen operational flexibility.
